Terms and Conditions for HisaabKhata

Effective Date: August 2026

1. Agreement to Terms

By accessing or using HisaabKhata, you agree to be bound by these Terms and Conditions. If you disagree with any part of the terms, you may not access the service.

2. Description of Service

HisaabKhata is a personal finance management tool that allows users to log income, track expenses, manage debts, and view financial reports. The service is provided "as is" and is intended for personal informational purposes only.

3. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service. You are responsible for safeguarding the password that you use to access the Service.

4. Financial Advice Disclaimer

HisaabKhata is a tracking tool, not a financial advisor. The reports and insights generated by the app do not constitute professional financial, investment, or tax advice. You are solely responsible for your financial decisions.

5. Acceptable Use

You agree not to use the Service in any way that causes, or may cause, damage to the Service or impairment of the availability or accessibility of the Service; or in any way which is unlawful, illegal, fraudulent, or harmful.

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of HisaabKhata and its licensors. The Service is protected by copyright, trademark, and other laws.

7. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will try to provide at least 30 days' notice prior to any new terms taking effect.

9. Contact Us

If you have any questions about these Terms, please contact us at support@hisaabkhata.com.